Loan Programs

We offer several mortgage programs that will help almost every borrower’s needs.

We have quite a few amazing products available, such as 100% financing, 97% financing, 95% financing, as well as lower loan-to-values based on whether or not you qualify.

Additionally, we offer quite a few amazing products for this program; the minimum down payment is 3.5% and financing is available to qualified borrowers with credit scores down to 580. 100% financing is also available for this product.

This product is one of my favorites. The property and income do have to be eligible for this program, but it is 100% financing, and closing costs may be added if the home appraises over contract price.

This is another wonderful product for our veterans.  100% financing, cash out, and purchases.

Conventional

Conventional Loan

We have quite a few amazing products available, such as 100% financing, 97% financing, 95% financing, as well as lower loan-to-values based on whether or not you qualify.

FHA

FHA Loan

Additionally, we offer quite a few amazing products for this program; the minimum down payment is 3.5% and financing is available to qualified borrowers with credit scores down to 580. 100% financing is also available for this product.

USDA

USDA Loan

This product is one of my favorites. The property and income do have to be eligible for this program, but it is 100% financing, and closing costs may be added if the home appraises over contract price.

VA

VA Loan

This is another wonderful product for our veterans.  100% financing, cash out, and purchases.

Mostly all of these products offer renovation programs for those homes that need a little extra TLC. Construction to permanent loans (1 time close) can also be coordinated through our loan programs.

Please feel free to call, text, or email our office with questions or concerns on qualifying.

Loan Program Checklist

  • 30 days paystubs (W2 borrowers)
  • Social Security/pension awards letters
  • 2 years tax returns all pages including W2’s or 1099’s
  • 2 months bank statements all pages
  • Driver’s license

Mortgage Calculator

Monthly Mortgage Payments

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