Loan Programs

We offer several mortgage programs that will help almost every borrower’s needs.

We have quite a few amazing products available, such as 100% financing, 97% financing, 95% financing, as well as lower loan-to-values based on whether or not you qualify.

Additionally, we offer quite a few amazing products for this program; the minimum down payment is 3.5% and financing is available to qualified borrowers with credit scores down to 580. 100% financing is also available for this product.

This product is one of my favorites. The property and income do have to be eligible for this program, but it is 100% financing, and closing costs may be added if the home appraises over contract price.

This is another wonderful product for our veterans.  100% financing, cash out, and purchases.

Conventional

Conventional Loan

We have quite a few amazing products available, such as 100% financing, 97% financing, 95% financing, as well as lower loan-to-values based on whether or not you qualify.

FHA

FHA Loan

Additionally, we offer quite a few amazing products for this program; the minimum down payment is 3.5% and financing is available to qualified borrowers with credit scores down to 580. 100% financing is also available for this product.

USDA

USDA Loan

This product is one of my favorites. The property and income do have to be eligible for this program, but it is 100% financing, and closing costs may be added if the home appraises over contract price.

VA

VA Loan

This is another wonderful product for our veterans.  100% financing, cash out, and purchases.

Mostly all of these products offer renovation programs for those homes that need a little extra TLC. Construction to permanent loans (1 time close) can also be coordinated through our loan programs.

Please feel free to call, text, or email our office with questions or concerns on qualifying.

Loan Program Checklist

Mortgage Calculator

Monthly Mortgage Payments

mlcalc.com

Opt-Out from Credit Solicitors

When your credit is pulled, the three credit bureaus (Experian, Equifax, and TransUnion) may be selling your information to creditors, so don’t be alarmed if you start receiving random credit solicitations via phone and mail. The good news is that you can opt out to prevent future solicitations.

OR CALL 1-888-567-8688

Think of this as the old “Do Not Call” list… but only for credit. It’s free and only takes a few minutes do get it done. You will need to provide your personal information; date of birth, social, phone number, etc., but it’s worth it. Visit the FTC’s Consumer Information site for more information and frequently asked questions.

P.S. You can also opt out of future junk mail and emails while you’re there.